This is an informative workshop covering many different topics important to those over age 50. Retirement income and taxes are two of the biggest concerns of most Americans set to retire or already retired and are the focus of this workshop. The workshop combines two empowering elements:

• Live instruction from knowledgeable professionals presented in an engaging, easy to understand format.
• An opportunity to receive a customized tax-free retirement income plan that you can immediately put into action.

Join us for this special, complimentary workshop at Glendale Community College North in Glendale, AZ on Tuesday, June 6 or Thursday, June 8!

"Maximizing Your Retirement Income"

Dates: Tuesday, June 6, 2017 or Thursday, June 8, 2017 from 6:30 p.m. - 8:00 p.m.

Location: Glendale Community College North, 5727 W Happy Valley Rd, Glendale, AZ 85310

More than 80% of Americans are worried they won't have enough money for retirement* and over 78 million Baby Boomers are set to retire in the next decade. Most are woefully unprepared. Taxes can take away a significant part of your retirement income if you do not plan properly. Advance planning is essential, and the decisions you make now can have a tremendous impact on the total amount of retirement income you stand to receive over your lifetime.

Your Retirement Reality workshops provide retirement information, planning and address the following issues and topics:

• Making the most of what you've made: how to navigate your retirement income and determine if you will be able to retire on schedule.
• Tax-Deferred vs Tax-Free - What the difference is and why it can make such a HUGE difference at retirement!
• Did you know that if you have 401(k)s, 403(b)s or IRAs, every penny including the growth will be taxed upon withdrawal? Learn how this can be managed.
• Strategies to protect your savings in a down market and potentially grow your assets while avoiding market volatility.
• Longevity & Inflation – how to avoid outliving your retirement savings dollars and create a retirement income stream that you cannot outlive.
• Strategies that can potentially boost your retirement income and reduce your taxes.
• Required Minimum Distributions (RMDs) from retirement plans and how you can access funds TAX-FREE at ANY AGE with NO pre-59 1/2 penalties!
• Understanding potential risks in retirement.
• And More!

REGISTRATION CLOSES IN:

William E. Spar, M.A., LUTCF

President & Owner of Advance Retirement Planning, LLC

Bill Graduated from the University of Phoenix with his Bachelor of Science Degree in both Management and Business. He then went on to graduate from the University of Redlands in Southern California where he completed his Master of Arts degree, also in Management and Business.

After a long stint in the family's real estate business, Bill decided to go into business for himself in the Insurance & Financial Services industry in 2000.

Bill's approach to investment management is the culmination of 17+ years of study both in academia as well as "on the street" rooted in research, thousands of interviews as well as having the privilege of being a Proof-reader on many industry books from long time industry-partners!

A dynamic speaker, Bill has been speaking and teaching about retirement, investments and Tax-Free Income for many years around the Western half of the Country. Enthusiasm is an understatement when it comes to Bill's speaking style and is a staunch proponent of helping clients get to a Zero-Percent (0%) Tax Bracket to help create a Tax-Free Income.

Bill has been blessed to not only have been on the cover but also written about in industry magazines, detailing his work both in the industry as well as his commitment to give back to the communities that his firm does business in.

Bill resides full time in Phoenix, AZ with his wife Dena and their children, Billy Jack and Josi. Bill is an avid golfer and loves sports such as football, motocross and NASCAR. Bill is the owner of a Tax & Expense Reduction company (ARP Tax Pro, LLC.) and an Investment & Advisory firm (Advanced Retirement Planning, LLC) and has three offices: Phoenix, Los Angeles & Las Vegas.

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*http://www.fool.com/retirement/general/2016/01/26/20-retirement-stats-that-will-blow-you-away.aspx

Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.