Retirement can be a stressful event if you are not properly prepared. Do you have a retirement income strategy? Do you know if you will have enough income to fund your retirement and maintain a comfortable lifestyle?
These are important questions to have answers to and advanced planning is essential. The decisions you make now can have a tremendous impact on the total amount of income you receive and the taxes you pay throughout your retirement. If there were strategies that could help you potentially reduce your taxes in retirement so that you may keep more of your hard-earned money, wouldn't you want to know? Join your host Raymond Ream for a complimentary gourmet meal while we discuss the following important topics for recent retirees and those retiring in the next 5 to 10 years:
Seating is limited. Click the button below to reserve your spot!
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Tuesday, January 23, 2018 or Thursday, January 25, 2018
6:00 p.m. to 8:00 p.m.
The Avalon Inn
9519 E Market St, Warren, OH 44484
Tip #1
How to maximize your Social Security income & take advantage of spousal benefits.
Tip #2
How to create a retirement income stream you cannot outlive.
Tip #3
Strategies that can potentially boost your retirement income and reduce your taxes.
And Much More!
Please join your host Raymond Ream of Cottonwood Associates, Inc. for this complimentary presentation and dinner. The Economy has Changed, the World has Changed...Get Insight and New Opinions!
Date: Tuesday, January 23, 2018 or Thursday, January 25, 2018
Time: 6:00 p.m. to 8:00 p.m.
Venue: The Avalon Inn located at 9519 E Market St, Warren, OH 44484
Raymond Ream, President & Founder
Founder of Boston Independence Group, Inc.
At our firm, we have the client—and only the client—in mind.
Our mission is to get to know and understand your retirement income needs, wants, and long-term goals. We want to help you develop, implement, and monitor an income strategy that’s designed to address your individual situation.
We understand the challenges families face today.
From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your retirement income goals.
We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to strategizing for retirement income and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.Raymond Ream started his career as a stockbroker in the late 1970's at Paine Webber, where he ranked as one of their top brokers. By the mid 1980's he was employed as the Regional Manager with Eden Financial Group, a wholly owned subsidiary of Paine Webber. During his tenure there, his region was regularly ranked #1 in terms of production. In 1994 he was appointed the Regional Director of Equities at the Lincoln National Insurance Company and he was instrumental in helping develop Western Pennsylvania into one of the top regions in the company.
Mr. Ream is also an honored member of the Millennium Edition of the "Who's Who of America for Executives and Professionals".
Copyright © 2018 Your Retirement Reality | Privacy Policy
By providing your information, you give consent to be contacted about the possible sale of an insurance, securities or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.